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Do you need insurance for your Pickleball Team, League, or Facility?

Pickleball is becoming increasingly popular each year, and with that growth comes the need for insurance. Whether you are a team, league, or facility owner, it is essential to have insurance in case of an accident. Here we will discuss the different types of pickleball insurance that are available and what each one covers. We will also provide information on how to get you a quote for your business.

What is Pickleball?

Pickleball is a paddle sport that combines elements of badminton, table tennis, and tennis. Invented in the 1960s, Pickleball is played on a court with the same dimensions as a doubles badminton court. The game is played with a perforated plastic ball similar to a Wiffle Ball and wooden or composite paddles. 

The game can be played as singles or doubles and is most commonly played as doubles. Pickleball can be played indoors or outdoors. The outdoor version is typically played on a hard surface such as concrete, asphalt, or a tennis court, while the indoor version is usually played on any type of flooring.

All ages can play Pickleball, and many cities have teams, leagues, and dedicated facilities just for Pickleball. Some of these offer instruction as well, along with youth camps and clinics. 

Due to the risks associated with participating in pickleball or hosting pickleball games at your venue, it’s important to understand what type of insurance you need to protect yourself and your business. 

Types of Pickleball Insurance:

General Liability

General Liability Insurance covers bodily injuries that may occur at your facility including injuries that occur during a pickleball game or practice. There are reports that say an average trip and fall settlement in the United States is over $100,000. By having insurance you can protect your business in the event of an accident. If you are sued for damages, General Liability Insurance will also cover the legal fees associated with the matter.

Property Insurance

Property Insurance covers the physical property used for Pickleball.  This can encompass the building, any build-out that you have put into the venue, the court, the net, other equipment and/or even lost revenue in the event you are shut down from operations due to a suspension of your business due to a physical loss to your premises such as a fire or hurricane. Proof of property insurance can sometimes be required for renting or leasing space for your Pickleball activities.

Other Coverage to Consider

Liquor Liability:  This would cover your venue for the sale, serving, or distribution of alcohol 
 
Accident Insurance: If someone is injured, this will help cover medical expenses including ER visits, prescriptions, and follow-up appointments to attempt to prevent small incidents from turning into a lawsuit (participants that incur their own medical expenses that are already hurt tend to start calling lawyers)
 
Directors and Officers: Are you taking investments in your company? If so, an investor can allege that you mismanaged the company and sue you for their investment back.  This is not always protected by a corporate veil and you may be able to be sued personally
 
Employment Practices Liability Insurance: Allegations of Age, Sexual, Racial Discrimination, and Wrongful Termination 
 
Sexual Abuse/Molestation: Allegations of inappropriate touching
 

We Offer Pickleball Insurance

Pickleball is a growing sport with many benefits, but it’s important to remember that accidents can happen. That’s why Pickleball insurance is so important. If you are a team, league, or facility, ensure you are fully protected by getting a quote from us today. We offer comprehensive coverage that will give you peace of mind knowing your business is protected. Contact us now for more information!

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